A staggering 40% of North American consumers have used their smartphones to make payments at merchant locations, according to an Accenture survey of 4,000 consumers in the U.S. and Canada. The lofty percentage is significantly higher than 16% reported in a similar survey two years ago. Millennials and high-income consumers–household income of at least $150,000–are the most avid adopters, with 52% of Millennials and 55% of high-income consumers having used their phones as a mobile payment device, the survey shows. &ldquo....

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