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Shift Payments, a start-up backed by Y Combinator and Hard Yaka is trialing a debit card based on a group of alternate currencies including Bitcoin and Ripple. The smallish test of 100 cards or so is centered in the Bay area, but has big ambitions to transform the already transforming payments landscape. The idea of having a payments device which can tap a portfolio of virtual or real (flat) currencies is one that should make payments executives pause for....