Innovation   Panera First to Offer 3 Percent Daily Cash Back on Apple Card   Panera launched the ability for guests to get an unlimited three percent Daily Cash Back on their Apple Card when they use Apple Pay in the Panera app, website or at the register. Panera is currently the only restaurant to offer this program.   “Panera aims for each guest experience to be simple, easy and fast,” says George Hanson, Panera’s chief digital officer. “More guests than ever are digitizing their wallets and....

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