In case you missed it (but hopefully not), tax season reached its conclusion yesterday with the aptly-named annual tax day of April 15th. This means of course that Americans will soon be receiving their IRS-funded return. Refunds across the board will vary greatly, although the average tax return settles in at just over $3,000. The question which is asked next is often the trickiest one to answer—“what next?”
Some people will undoubtedly jump at the opportunity to use....