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The leaves are falling, it’s getting colder and the Halloween decorations are everywhere. If you’re like many of us, it’s also the time of the year that we begin to panic and say “How is it almost November? What happened to summer?” At home, we’re trying to catch up and carve the pumpkins; while at work, we’re in the throes of the annual planning process. We are neck-deep in budget spreadsheets and strategy decks, so it’s easy to get caught....