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Chuck Martin is a New York Times Business bestselling author, Editor of the MediaPost mCommerce Daily, where he writes the daily MobileShopTalk column, and CEO of Mobile Future Institute. Here’s the top three things he has to say about mobile payments.   There’s a lot of interest in mobile payments, raising the obvious issues of what’s holding it back. Among the issues are three key components. First, the mobile payment system needs to be ubiquitous. This means it has to work....