New Sam’s Club Credit Card Allows Members to Earn More Money

Sam’s Club Plus members will earn an elevated 5% back on eligible purchases with the Sam’s Club Mastercard.
Here’s the breakdown for Plus members:

  • Earn 3% cash back on purchases in-club with a Sam’s Club Mastercard.

  • Earn an additional 2% cash back thanks to your Plus membership, bringing the total rewards up to 5%.

Traditionally, Plus members would only earn up to 3% back (1% with the Sam’s Club Mastercard and 2% with the Plus membership).

If you don’t pay the annual $100 membership fee for Plus and instead opt for the cheaper Club membership ($45 per year), you’ll earn 1% cash back on eligible Sam’s Club purchases.

Regardless if you’re a Club or Plus member, you can still benefit from the card’s robust cash-back program:

  • 5% cash back on gas purchases at gas stations (on the first $6,000 per year, then 1% after)

  • 3% cash back on dining

  • 1% cash back on all other eligible purchases

Cardholders can earn a maximum of $5,000 in cash back per calendar year.

Similar to the Costco Anywhere Visa Card by Citi, Sam’s Club cardholders receive rewards each February. However, Sam’s Club has a leg up on Costco by awarding rewards digitally and allowing members to use them online at, as well as at a Sam’s Club location for merchandise or cash. In comparison, Costco requires cardholders to visit a U.S. warehouse to redeem their rewards certificate.

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