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The Standard Bank of South Africa is an innovator in community outreach. It has extended banking to countless underserved residents of that country, and has inspired many around the world to explore broader notions of what innovation can mean. Just a few years ago, thousands of South Africans were no longer unbanked as a result of Standard Bank’s implementation of AccessPoints around the country, via SMS technology running on the SAP Mobile Platform.  Countless life-changing stories emerged....