Financial goals are best reached with long-term planning - be it savings plans, carefully arranged financing, or any and all forms of insurance coverage. When it's part of a plan and all goes well, the results intended are the ones achieved. All very good, right?
A real crunch almost always calls for a real-time response.
But even the best laid plans at some point go awry. Or things simply happen ("it happens') - it's a part of life.
Those can be....