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It’s that time of year folks when the days are growing longer, marketing types scratch their heads for the next new innovation buzzword and the mobile community turns its head towards Barcelona for Mobile World Congress. In the world of financial services, no one cares about mobile banking anymore (text me my balance while I take a snooze). Today, it’s all about payments. So, in addition to my own views, I went out and surveyed the Twitterverse to find out: What are the top....