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Every year we hear bold new predictions about mobile wallet, and every year those predictions fall flat. So, with some trepidation, we ask: is this the year when mobile payments finally take off? A lot of pieces of the puzzle are finally in place: NFC and tokenization have been accepted as the standard for payment tech (QR is fighting a losing battle although some heavyweights still back it) Networks (Visa, MasterCard etc.) have managed to co-opt the mobile revolution and avoid....