You may notice that marketing is changing. Fewer credit card offers are hitting your mailbox. Fewer coupons for irrelevant products and services. There is a reason for the change. Organizations are beginning to understand that mass marketing alienates customers. Spray and pray doesn't work - so organizations aren't spending their money on it any longer - at least not to the degree that we used to see. In the next few years, as mass marketing continues to diminish, loyalty from....