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Customers interact with merchants in numerous ways – through websites, mobile apps, and brick and mortar stores. Today, the purchasing journey spans across devices, platforms, and locations as more consumers demand omnichannel options from merchants. With the huge demand for omnichannel comes increased risk for fraud and abuse . For example, in 2020, BOPIS (Buy Online Pickup In Store) fraud attacks grew by 55%. Many merchants still use rules-based systems....

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