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The Pain in Payments Today
In the payments process today, both merchants and issuing banks need to perform risk evaluations on every transaction to reduce fraud. However, these decisions are made independently, with merchants and issuers using different sets of data and insights to evaluate risk. Due to limited data, issuing banks may falsely decline legitimate transactions.
The lost income to merchants and issuers resulting from false declines is predicted to be over $443B in 2021,....
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