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It’s hard to imagine American retail without financing. Since the 1930s, consumer financing has fueled consumer spending and made major purchases possible for generations of shoppers. Imagine the shopper in the 1930’s.  When the need arose for a washing machine, customers went to the local appliance store. If they couldn’t afford to pay cash for the whole purchase, they just didn’t buy it. Enterprising retailers started extending financing to their customers in order to close the sale.  Remember the &ldquo....

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