LendingClub® has been in business for nearly 15 years and is no stranger to challenging economic environments. It started in 2007 during the Great Recession when credit wasn’t available to many, but consumers still needed financial help. Originally a Facebook app, LendingClub® allowed borrowers to post requests for money with personal stories. Facebook users could choose to invest in a person with amounts as low as $25. Those investors would then earn interest on the....