Today we welcome Stephanie Ramos as a guest blogger. Stephanie is an eight year Maritz veteran and is currently a Product Manager for the Rewards Solutions Group at Maritz Motivation Solutions. Her primary focus is on reward card products, many of which can be found in her wallet and e-wallets. I can say with confidence that at some point, you have forgotten your wallet. You know what I mean – you are checking out with a shopping cart full of groceries and your credit card (and/or....

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