Throughout 2015, you may want to think about avoiding plastic - gift cards that is. Just as giving actual bricks-and-mortar gifts gave way to gift cards, those cards are now giving way to their virtual versions. The early fans of electronic gift cards? Millennials. In a new survey from Bankrate.com, 14 percent of 18- to 29-year-olds say they’ve given or received a mobile gift card, double the share of 30- to 49-year-olds and more than the 6 percent of 50- to 64-year olds who had done....

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