2012 has been the year of “testing” new mobile and payment technologies including loyalty and reward programs. These new technologies have driven more change in the payments industry in the past year than over the last decade and there is sure to be an acceleration in this movement in 2013. The payments industry will continue to evolve over the coming year and with the further implementation of new mobile payment types, loyalty and reward programs, and the extension of advertising and marketing opportunities, increased....
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